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If you're going to make use of a small-cap index like the Russell 2000, you could wish to pause and think about why a good index fund firm, like Lead, does not have any funds that follow it. The factor is because it's a lousy index.
I have not also addressed the straw guy here yet, and that is the fact that it is relatively uncommon that you in fact have to pay either taxes or substantial compensations to rebalance anyhow. A lot of intelligent capitalists rebalance as much as feasible in their tax-protected accounts.
And of program, no one needs to be buying crammed shared funds, ever before. It's actually too bad that IULs do not work.
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